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LIC — Endowment Plans

LIC's Jeevan Lakshya (Plan 733)

RECOMMENDED

Premium

₹130/Day

Sum Assured

₹2 Lakh - No Limit

Term

13-25 Years

Premium Paying

Policy Term minus 3 years

Key Features

Annual Income Benefit to family on policyholder's death
10% of Basic SA paid yearly to nominee till maturity
Lump sum at maturity even if policyholder survives
Simple Reversionary Bonuses + Final Additional Bonus
Ideal for parents - protects children's future goals
Loan facility available
Tax benefits under Section 80C & 10(10D)
High Sum Assured Rebate for SA above ₹4 Lakh

Benefits

Maturity Benefit

Sum Assured on Maturity (= Basic SA) + Vested Simple Reversionary Bonuses + Final Additional Bonus

Death Benefit

Higher of 7x Annualized Premium OR (110% of Basic SA payable at maturity + Annual Income Benefit of 10% of Basic SA paid yearly till maturity) + Vested Bonuses. Min 105% of premiums paid.

Available Riders

Accident Benefit RiderPremium Waiver Benefit RiderTerm Assurance Rider

Eligibility

Age: 18-50 years, Min SA ₹2 Lakh, PPT = PT - 3 years

Highlights

Family protection plan with annual income benefit - protects children's future

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