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LIC — Whole Life Plans

LIC's Jeevan Utsav (Plan 771)

Premium

₹170/Day

Sum Assured

₹1 Lakh - No Limit

Term

Whole Life (up to age 100)

Premium Paying

Limited Pay (10/12/15 years)

Key Features

Guaranteed 1% of SA as monthly income for life
Pay for 10-15 years, get income for life
Whole life coverage up to age 100
Return of all premiums paid on death
No bonus dependency - guaranteed benefits
Tax benefits under Section 80C & 10(10D)
Loan facility available

Benefits

Maturity Benefit

Guaranteed monthly income of 1% of Basic SA from end of PPT till age 100, PLUS Sum Assured at age 100

Death Benefit

Higher of 7x Annualized Premium or 125% of Basic SA + Return of all premiums paid. During PPT: Additional death benefit available.

Available Riders

Accident Benefit RiderPremium Waiver Benefit Rider

Eligibility

Age: 0-65 years, Min SA ₹1 Lakh, PPT: 10/12/15 years

Highlights

Guaranteed 1% of SA monthly income for life - no bonus dependency

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