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LIC — Unit Linked Plans (ULIP)

LIC Nivesh Plus

Premium

₹250/Day

Sum Assured

10x Annualized Premium

Term

10-20 Years

Premium Paying

Single Premium / Limited Premium

Key Features

Single premium or limited premium option
Multiple fund options available
Fund switching facility
Loyalty boosts from year 6
Partial withdrawals allowed
No allocation charges on top-ups
Tax benefits under 80C & 10(10D)

Benefits

Maturity Benefit

Fund Value based on NAV at maturity

Death Benefit

Higher of Sum Assured or Fund Value

Available Riders

Accident Benefit Rider

Eligibility

Age: 18-65 years, Min Premium ₹50,000

Highlights

One-time investment with market returns - ideal for lump sum investors

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