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LIC — Unit Linked Plans (ULIP)

LIC SIIP - Systematic Investment Insurance Plan

RECOMMENDED

Premium

₹200/Day

Sum Assured

Higher of 10x Annualized Premium or Minimum SA

Term

10-30 Years

Premium Paying

Regular Premium / Limited Premium

Key Features

5 fund options: Equity, Debt, Balanced, Managed Growth, Whole Life
Unlimited free switches between funds
Top-up facility for additional investment
Systematic Withdrawal Plan available
Loyalty Additions after 5 years of continuous premium
Tax benefits under Section 80C & 10(10D)
Partial withdrawal after 5 years
No premium allocation charge after 1st year

Benefits

Maturity Benefit

Fund Value based on market performance at maturity

Death Benefit

Higher of Sum Assured or Fund Value + Top-up Fund Value

Available Riders

Accident Benefit RiderCritical Illness RiderPremium Waiver Benefit Rider

Eligibility

Age: 18-65 years, Min Annual Premium ₹20,000

Highlights

Systematic market investment with life cover - 5 fund options with loyalty boosts

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